United Community Bank Online Banking


United Community Bank provides personal banking, business banking, corporate and commercial banking, and advisory services. Its personal banking services include certificates of deposit (CDs), checking accounts, health savings accounts, individual retirement accounts, money market accounts, and savings accounts; and auto, construction, home equity, and personal loans, as well as credit cards, home equity lines of credit, and mortgages. The company’s personal banking services .


Bank Official Website:
• www.ucbi.com

Bank Customer Service Telephone:
• 706-781-2265

Bank Routing Number:
• 061112843

Bank Swift Number:
•This BANK is not part of the SWIFT network, so there is no number.

Online Banking Mobile Apps:

Branch Locator:
Branch Finder Link

United Community Bank Online Banking Login


Step 1 – Go to www.ucbi.com – In the top right section of the bank home page, select from the drop down box, the type of service you will be accessing when you log in. Enter your Access ID and click “Log in” For your security, you will be sent to a separate page to enter your password



Step 2 – Once you have entered your Access ID and password, you will be able to access and utilize your online banking features

Forgotten Password – In the event you are unable to remember the password you have assigned to your account, go back to the login box and click the “Forgot Password?” link. This will take your to a page that will assist in retrieving your password. Once your reach the “Forgotten Password” page, you will simply enter your Access ID and your password will be sent to the email address you’ve provided for this account. Once your receive your password, you will be able to login and resume your banking business online.


Step 1 – If you would like to enroll for this bank’s online banking services, begin by going to This Page – You must read the Terms. Once you have reviewed this information, you must agree to it by accepting or choosing not to accept by clicking the appropriate bubble below the “Terms and Agreements:” box. Click the “Continue” button



Step 2 – After agreeing to the terms and clicking continue, you will be taken to the “First Time Login” page where you will enter all required information to put your online account in place. In the provided fields enter all of the following information as all of the fields are required:

  • Social Security Number
  • First name
  • Last name
  • Address
  • City
  • State
  • Zip Code
  • Email address you would like to use for the bank to communicate with you regarding this account
  • Account holder’s date of birth (mm/dd/yyyy format)
  • Account number 1
  • Account type 1 (Select from the drop down box)
  • Choose a security question
  • Answer the security question
  • Telephone banking PIN (should be 4-6 dgits)
  • Click Submit

Step 3 – Once you have submitted your completed form, you will be prompted to answer some identifying security questions prior to logging in to your online account. Once this step is complete, you will be able to use your Access ID and Password to login and begin using your online account features.